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BSA

Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you’d like, where you’ll be supported and inspired by a collaborative community of colleagues around the world, and where you’ll be able to reimagine what’s possible. Join us and help the world’s leading organizations unlock the value of technology and build a more sustainable, more inclusive world.

Role Summary:

  • This role requires a strong blend of technical systems analysis and deep payments domain expertise, particularly in Interac eTransfer processing, account transfers, and treasury cash management solutions.
  • The successful candidate will work closely with product owners, architects, developers, operations, and business stakeholders to deliver secure, scalable, and high‑performing payment solutions for commercial and corporate clients.

Key Responsibilities:

Business Systems Analysis:

  • Act as a bridge between business and technology, translating complex business requirements into detailed functional and technical specifications.
  • Lead requirements elicitation sessions using workshops, interviews, and document analysis.
  • Analyze end‑to‑end payment flows including initiation, validation, posting, settlement, reconciliation, and exception handling.
  • Prepare and maintain:
    • Business Requirement Documents (BRDs)
    • Functional Specification Documents (FSDs)
    • Technical use cases and user stories
    • Process flows, sequence diagrams, and data mappings

 

Payments & Cash Management Expertise:

  • Provide subject‑matter expertise in:
    • Interac eTransfer processing (Send, Request, Receive, Auto‑Deposit)
    • Account‑to‑account transfers
    • Client onboarding and entitlement management
    • Payment limits, cutoff times, and settlement cycles
  • Support enhancements related to real‑time payments, payment tracking, and exception handling.
  • Work closely with operations and compliance teams to ensure solutions meet regulatory, audit, and risk requirements.


Technical Integration Responsibilities:

  • Collaborate with architects on API‑based integrations, payment rails, and downstream systems.
  • Analyze and document data models, message formats, and interface contracts.
  • Support cloud‑native and microservices‑based solutions.
  • Participate in system impact analysis for new features or regulatory changes.
  • Support integration with external payment networks and internal core banking systems.

 

Agile Delivery & Testing Support:

  • Work within Agile/Scrum teams as a core delivery team member.
  • Decompose epics into features and user stories with clear acceptance criteria.
  • Support QA and UAT teams by:
    • Reviewing test cases
    • Supporting defect triage and root‑cause analysis
    • Providing domain and functional clarifications
  • Contribute to release planning and go‑live readiness activities.

Required Skills & Qualifications:

Core Skills:

  • 7+ years of experience as a Business Systems Analyst in large‑scale financial services or technology environments.
  • Strong technical analysis skills with the ability to understand system architecture and data flows.
  • Proven experience in payments systems, preferably in:
    • Interac eTransfer
    • Domestic payments
    • Account transfers or treasury cash management solutions

 

Payments & Banking Knowledge:

  • Strong understanding of:
    • Canadian payments ecosystem
    • Payment lifecycle and settlement processes
    • Client entitlements, limits, and fraud controls
  • Experience working with commercial or corporate banking platforms is highly preferred.


Technical Skills:

  • Hands‑on experience with:
    • APIs (REST/JSON)
    • SQL and data analysis
    • System integration patterns
    • Event‑driven or message‑based architectures
  • Familiarity with cloud platforms and modern digital architectures is a plus.

 

Agile Collaboration:

  • Experience working in Agile/Scrum delivery environments.
  • Strong communication and stakeholder management skills.
  • Ability to work effectively with cross‑functional teams including product, development, QA, and operations.

Preferred Qualifications:

  • Experience with digital banking platforms or cash management systems.
  • Knowledge of ISO 20022 messaging standards.
  • Exposure to real‑time or near real‑time payments.
  • CBAP or Agile certification is an asset.

The base compensation range for this role in the posted location is: 90,000 to 108,000

Capgemini provides compensation range information in accordance with applicable national, state, provincial, and local pay transparency laws. The base compensation range listed for this position reflects the minimum and maximum target compensation Capgemini, in good faith, believes it may pay for the role at the time of this posting. This range may be subject to change as permitted by law.

The actual compensation offered to any candidate may fall outside of the posted range and will be determined based on multiple factors legally permitted in the applicable jurisdiction.

These may include, but are not limited to: Geographic location, Education and qualifications, Certifications and licenses, Relevant experience and skills, Seniority and performance, Market and business consideration, Internal pay equity.

It is not typical for candidates to be hired at or near the top of the posted compensation range.

In addition to base salary, this role may be eligible for additional compensation such as variable incentives, bonuses, or commissions, depending on the position and applicable laws.

 

Capgemini offers a comprehensive, non-negotiable benefits package to all regular, full-time employees. In the U.S. and Canada, available benefits are determined by local policy and eligibility and may include: 

  • Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick Leave
  • Medical, dental, and vision coverage (or provincial healthcare coordination in Canada)
  • Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada)
  • Life and disability insurance
  • Employee assistance programs
  • Other benefits as provided by local policy and eligibility

Important Notice: Compensation (including bonuses, commissions, or other forms of incentive pay) is not considered earned, vested, or payable until it becomes due under the terms of applicable plans or agreements and is subject to Capgemini’s discretion, consistent with applicable laws. The Company reserves the right to amend or withdraw compensation programs at any time, within the limits of applicable legislation.

 

Disclaimers

Capgemini is an Equal Opportunity Employer encouraging inclusion in the workplace. Capgemini also participates in the Partnership Accreditation in Indigenous Relations (PAIR) program which supports meaningful engagement with Indigenous communities across Canada by promoting fairness, accessibility, inclusion and respect.  We value the rich cultural heritage and contributions of Indigenous Peoples and actively work to create a welcoming and respectful environment. All qualified applicants will receive consideration for employment without regard to race, national origin, gender identity/expression, age, religion, disability, sexual orientation, genetics, veteran status, marital status or any other characteristic protected by law.

This is a general description of the Duties, Responsibilities and Qualifications required for this position. Physical, mental, sensory or environmental demands may be referenced in an attempt to communicate the manner in which this position traditionally is performed. Whenever necessary to provide individuals with disabilities an equal employment opportunity, Capgemini will consider reasonable accommodations that might involve varying job requirements and/or changing the way this job is performed, provided that such accommodation does not pose an undue hardship. Capgemini is committed to providing reasonable accommodation during our recruitment process. If you need assistance or accommodation, please reach out to your recruiting contact.

Please be aware that Capgemini may capture your image (video or screenshot) during the interview process and that image may be used for verification, including during the hiring and onboarding process.

Click the following link for more information on your rights as an Applicant in the United States.  http://www.capgemini.com/resources/equal-employment-opportunity-is-the-law

 

Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.

 

Ref. code:  474138
Posted on:  May 8, 2026
Experience Level:  Experienced Professionals
Contract Type:  Permanent
Location: 

Toronto, CA

Brand:  Capgemini
Professional Community:  Business Analysis

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