Cards Architect

Job Title: CIB GPS Commercial Cards Architect – Sheffield

About the Job you are considering:
Designs and delivers end‑to‑end, scalable, and cost‑effective architecture solutions for digital banking platforms, with a strong focus on Cards and Lending domains, translating business requirements into MVPs and technical solutions aligned to enterprise architecture and platform roadmaps while providing architectural leadership, risk management, and governance, and collaborating closely with business stakeholders, technology teams, and external partners to deliver secure, resilient, and cloud‑enabled solutions.

Job Role

• Understand business designs and requirements to develop and deliver custom application features and functions
• Analyse Business Requirement Documents (BRDs) and decompose requirements into MVPs, epics, and user stories
• Own end-to-end solution design, ensuring alignment with platform architecture roadmaps and enterprise architecture strategy
• Design cost-effective, scalable, and strategically aligned architecture solutions across card and lending platforms
• Provide architecture leadership and direction while collaborating with diverse technology and business stakeholders
• Build strong relationships with business sponsors to define and support business strategy and technology roadmaps
• Identify, manage, and escalate risks, issues, and dependencies effectively throughout the delivery lifecycle
• Ensure compliance with architecture governance, standards, and policies
• Mentor, coach, and support team members and less experienced engineers or architects
• Partner with external suppliers and vendors to define integration patterns and architecture approaches
• Stay current with emerging technology trends and proactively communicate insights to peers and stakeholders
• Contribute to digital banking initiatives within retail banking, with a focus on cards or lending products.
  
  

Job Skills

• 8+ years’ experience maintaining complex banking applications, particularly within credit card processing platforms
• Strong knowledge of one or more card products, with exposure to additional card or lending products highly desirable
• Significant experience in financial services, particularly digital banking, retail banking, cards, or loans
• Proven experience delivering enterprise solutions over multiple years, either as an architect or in senior engineering roles
• Strong ability to operate within matrixed organisations, collaborating effectively and resolving conflicts constructively
• Excellent analytical and problem-solving skills, with the ability to work through ambiguous and complex challenges
• Strong stakeholder engagement skills across business and IT functions
• Full-stack solution design capability including web applications, APIs, orchestration layers, and integration patterns
• Knowledge of cloud platforms with certification in at least one public cloud (preferred)
• Experience designing resilient, highly available systems with a strong cyber security mindset
• Awareness of infrastructure integration, data messaging, identity, and security architecture principles
• Strong written and verbal communication skills with the ability to tailor messaging to diverse audiences
• Ability to be pragmatic, flexible, accountable, and culturally sensitive while building strong professional networks.

We are a Disability Confident Employer:

Capgemini is proud to be a Disability Confident Employer (Level 2) under the UK Government’s Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who:

• Declare they have a disability, and 
• Meet the minimum essential criteria for the role.

Please opt in during the application process.

Make It Real (what does it mean for you):

• You’d be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation.  We see a healthy and happy workforce a critical component for us to achieve our organisational ambitions. 
  To help support wellbeing we have trained ‘Mental Health Champions’ across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.
• You will be empowered to explore, innovate, and progress. You will benefit from Capgemini’s ‘learning for life’ mindset, meaning you will have countless training and development opportunities from thinktanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard Manage Mentor, Cybersecurity qualifications and much more.
• You will be joining one of the World’s Most Ethical Companies®, as recognised by Ethisphere® for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at the centre of our culture at Capgemini, meaning you will be helping to create a future we can all be proud of.
  
  

Why you should consider Capgemini:

Growing clients’ businesses while building a more sustainable, more inclusive future is a tough ask.  When you join Capgemini, you’ll join a thriving company and become part of a collective of free-thinkers, entrepreneurs and industry experts.  We find new ways technology can help us reimagine what’s possible.  It’s why, together, we seek out opportunities that will transform the world’s leading businesses, and it’s how you’ll gain the experiences and connections you need to shape your future.  By learning from each other every day, sharing knowledge, and always pushing yourself to do better, you’ll build the skills you want. You’ll use your skills to help our clients leverage technology to innovate and grow their business. So, it might not always be easy, but making the world a better place rarely is.

About Capgemini:

Capgemini is an AI-powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organisations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of 420,000 team members in more than 50 countries. We deliver end-to-end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations. The Group reported 2024 global revenues of €22.1 billion.
Make it real | www.capgemini.com.