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BA Credit risk | 6 To 9 Years | Pune & Bengaluru

At Capgemini Engineering, the world leader in engineering services, we bring together a global team of engineers, scientists, and architects to help the world’s most innovative companies unleash their potential. From autonomous cars to life-saving robots, our digital and software technology experts think outside the box as they provide unique R&D and engineering services across all industries. Join us for a career full of opportunities. Where you can make a difference. Where no two days are the same.

Job Description

Business Analyst – Credit Risk Modelling (BFSI)

Locations: Pune / Mumbai / Chennai / Bangalore

Key Skills & Experience:

  • 10+ years of experience in Business Analysis / IT Analysis
  • Strong experience in Banking and Credit Risk domain (exposures, collateral, guarantees, reconciliations, accounting, risk models)
  • Good understanding of credit risk regulations and compliance frameworks
  • Knowledge of data warehouse concepts and data models
  • Strong expertise in data analysis, data profiling using SQL (SAS/Python is an added advantage)
  • Experience handling large datasets and complex data environments
  • Ability to bridge the gap between business stakeholders and technology teams

Roles & Responsibilities:

  • Gather, analyze, and document business and functional requirements
  • Convert requirements into high-level and detailed solution designs
  • Perform data analysis, validation, and impact assessment
  • Support unit testing (UT), system testing (ST), and UAT cycles
  • Create and validate functional test cases
  • Collaborate with stakeholders to ensure accurate delivery of solutions
  • Work effectively in agile teams and adapt quickly to regulatory and business changes

Preferred:

  • Experience working with banks or financial services organizations
  • Knowledge of accounting data and financial reporting
  • Certifications in Credit Risk or related domains

Soft Skills:

  • Strong analytical and problem-solving skills
  • Effective communication and stakeholder management
  • Ability to work in dynamic, high-pressure environments

Job Description - Grade Specific

Business Analyst – Credit Risk Modelling (BFSI)

Locations: Pune / Mumbai / Chennai / Bangalore

Key Skills & Experience:

  • 10+ years of experience in Business Analysis / IT Analysis
  • Strong experience in Banking and Credit Risk domain (exposures, collateral, guarantees, reconciliations, accounting, risk models)
  • Good understanding of credit risk regulations and compliance frameworks
  • Knowledge of data warehouse concepts and data models
  • Strong expertise in data analysis, data profiling using SQL (SAS/Python is an added advantage)
  • Experience handling large datasets and complex data environments
  • Ability to bridge the gap between business stakeholders and technology teams

Roles & Responsibilities:

  • Gather, analyze, and document business and functional requirements
  • Convert requirements into high-level and detailed solution designs
  • Perform data analysis, validation, and impact assessment
  • Support unit testing (UT), system testing (ST), and UAT cycles
  • Create and validate functional test cases
  • Collaborate with stakeholders to ensure accurate delivery of solutions
  • Work effectively in agile teams and adapt quickly to regulatory and business changes

Preferred:

  • Experience working with banks or financial services organizations
  • Knowledge of accounting data and financial reporting
  • Certifications in Credit Risk or related domains

Soft Skills:

  • Strong analytical and problem-solving skills
  • Effective communication and stakeholder management
  • Ability to work in dynamic, high-pressure environments

Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.

Ref. code:  417733
Posted on:  7 May 2026
Experience Level:  Experienced Professionals
Contract Type:  Permanent
Location: 

Pune, IN

Brand:  Capgemini
Professional Community:  Business Analysis

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