Loan IQ Business Analyst

Job Title: Loan IQ Business Analyst

Location: London

Role Overview

We are seeking an experienced Loan IQ Business Analyst to support end to end delivery across commercial lending syndicated lending and loan servicing functions The ideal candidate will have strong understanding of Loan IQ LIQ business processes configuration downstream integrations and regulatory reporting requirements within the banking domain

Hybrid working:

The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home; noting that you will be unable to work at home 100% of the time.

Your Role

Business Analysis & Requirements Management

• Gather, analyse, and document functional and non‑functional requirements for Loan IQ enhancements, new features, and regulatory changes
• Translate business needs into BRDs, FRDs, process flows, and user stories with clear acceptance criteria
• Conduct gap analysis between current‑state Loan IQ configurations and target‑state processes
• Support functional configuration changes within Loan IQ, including:
  • Loan setup
  • Pricing
  • Facilities configuration
  • Fee structures
  • Lifecycle events

Loan IQ Functional Expertise

Provide SME-level guidance across multiple Loan IQ modules, including:

• Loan Boarding / Origination
• Syndicated Loans / Agency Functions
• Facilities Management: Drawdowns, Repayments, Rollovers
• Events Processing & Workflow Management
• Pricing, Interest, Fees, Accruals
• GL Accounting & Settlements

Additional responsibilities:

• Collaborate with technology teams to validate Loan IQ tables, data models, and system configurations

 Delivery & Change Management

• Liaise with business stakeholders, operations, technology teams, and vendors for end-to-end delivery of system changes
• Prepare and execute test scenarios, including SIT/UAT scripts, and validate system behaviors
• Support change management activities, including:
  • Training
  • Documentation
  • User onboarding
• Lead defect management efforts, including triage, root-cause analysis, and resolution planning

Integration & Data Management

• Work closely with downstream teams to support integrations (e.g., GL, regulatory reporting, data warehouses)
• Contribute to data mapping, data migration, and data transformation activities for Loan IQ
• Ensure compliance with key regulatory reporting requirements, such as:
  • Credit risk
  • Capital reporting
  • AML/KYC dependencies

Governance & Controls

• Ensure all requirements, documentation, and deliverables adhere to risk, audit, and compliance standards
• Maintain RAID logs, provide status updates, and support project governance forums and steering committees

Your Job

Required Skills & Experience

• 3+ years of hands‑on experience with Loan IQ as a Business Analyst, SME, or techno-functional analyst
• Strong understanding of commercial lending, syndicated lending, and loan servicing workflows
• Proven ability to create BRDs, FRDs, use cases, and process maps (BPMN preferred)
• Experience working in Agile/Scrum delivery environments
• Exposure to data analysis, SQL, data mapping, and reporting activities
• Strong stakeholder engagement skills with the ability to collaborate effectively across business, operations, and technology teams

Preferred Skills

• Experience working with Loan IQ v7.x or later
• Knowledge of cloud-based data platforms and modern integration patterns (APIs, MQ, SFTP)
• Understanding of key banking regulatory frameworks impacting lending
  • Basel, IFRS9, Credit Risk, etc.
• Prior experience in large-scale loan transformation or migration programs

Soft Skills

• Excellent verbal and written communication capabilities
• Strong analytical thinking and problem-solving abilities
• Ability to handle multiple priorities and thrive in a fast-paced environment
• Effective stakeholder management and conflict-resolution skills

We are a Disability Confident Employer:

Capgemini is proud to be a Disability Confident Employer (Level 2) under the UK Government’s Disability Confident scheme. As part of our commitment to inclusive recruitment, we will offer an interview to all candidates who:

• Declare they have a disability, and 
• Meet the minimum essential criteria for the role.

Please opt in during the application process.

Make It Real (what does it mean for you):

• You’d be joining an accredited Great Place to work for Wellbeing in 2024. Employee wellbeing is vitally important to us as an organisation.  We see a healthy and happy workforce a critical component for us to achieve our organisational ambitions. 
  To help support wellbeing we have trained ‘Mental Health Champions’ across each of our business areas, and we have invested in wellbeing apps such as Thrive and Peppy.
• You will be empowered to explore, innovate, and progress. You will benefit from Capgemini’s ‘learning for life’ mindset, meaning you will have countless training and development opportunities from thinktanks to hackathons, and access to 250,000 courses with numerous external certifications from AWS, Microsoft, Harvard ManageMentor, Cybersecurity qualifications and much more.
• You will be joining one of the World’s Most Ethical Companies®, as recognised by Ethisphere® for 13 consecutive years. We live our values by making ethical business choices every day. Working ethically is at the centre of our culture at Capgemini, meaning you will be helping to create a future we can all be proud of.

Why you should consider Capgemini:

Growing clients’ businesses while building a more sustainable, more inclusive future is a tough ask.  When you join Capgemini, you’ll join a thriving company and become part of a collective of free-thinkers, entrepreneurs and industry experts.  We find new ways technology can help us reimagine what’s possible.  It’s why, together, we seek out opportunities that will transform the world’s leading businesses, and it’s how you’ll gain the experiences and connections you need to shape your future.  By learning from each other every day, sharing knowledge, and always pushing yourself to do better, you’ll build the skills you want. You’ll use your skills to help our clients leverage technology to innovate and grow their business. So, it might not always be easy, but making the world a better place rarely is.

About Capgemini:

Capgemini is an AI-powered global business and technology transformation partner, delivering tangible business value. We imagine the future of organisations and make it real with AI, technology and people. With our strong heritage of nearly 60 years, we are a responsible and diverse group of 420,000 team members in more than 50 countries. We deliver end-to-end services and solutions with our deep industry expertise and strong partner ecosystem, leveraging our capabilities across strategy, technology, design, engineering and business operations. The Group reported 2024 global revenues of €22.1 billion.
Make it real | www.capgemini.com